Terms and Conditions

The www.futureofadvice.com.au website and all webpages located on that domain name (‘this website’) is owned by ClearView Wealth Limited (ABN 83 106 248 248) and other companies that are associate of ClearView Wealth Limited (referred to collectively as ClearView). Your access to this website is subject to these terms and conditions and your access and use of this website constitutes your agreement to these terms and conditions.

Access for persons from within Australia only

This website is only for the use of persons accessing this website from within Australia. The products and services described in this website are only available to persons accessing this website from within Australia.

No investment or financial advice provided to you

Unless otherwise expressly stated to the contrary, this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular objectives, needs, or financial situation.  Information on this website is not a substitute for legal, financial or tax advice.

Unless otherwise expressly stated to the contrary, the information on this website is not a recommendation to invest in any investments, securities or financial products offered by any member of the ClearView group of companies. Please refer to the relevant Product Disclosure Statement before making any decision in relation to a product.

Third party websites

This website may contain links to third party websites or pages that are not operated by ClearView. Such links are provided for convenience and information purposes only. ClearView has not verified, and is not responsible for, the content of any other website or pages linked to or linking to this website. ClearView does not endorse, approve or recommend the operators of those websites or the content of those websites.

Subject to any applicable law which cannot be excluded, ClearView makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the good or services available from these persons.  Your obtaining of goods or services from these persons is at your own risk.  You indemnify each member of the ClearView group of companies against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.

If you provide a link to this website on another website (Site), you must ensure that this Site does not contain any material that is offensive or distasteful, contravenes any law, disparages or adversely affects the brand or reputation of ClearView or any of the ClearView group of companies or the goods and services offered by the ClearView group of companies, or makes any representation about ClearView or its goods or services, including any representations of any endorsement, sponsorship, affiliation or approval of you or the Site by ClearView or passes off ClearView’s documents or information as your own.

Following links to any other website or pages or linking this website to another Site is entirely at your own risk and ClearView shall not be responsible or liable for any losses, damages or expenses arising in connection with such linking.

Disclaimer and limitation of liability

To the maximum extent permitted by law, ClearView will not be liable in any way for any loss or damage suffered by you through use or access to this website, reliance on the content of this website or ClearView’s failure to provide this website. You agree that you are solely responsible for your reuse of content made available through the website, including providing proper attribution. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

Intellectual Property Rights

All material available through this website, including without limitation all information, text, materials, graphics, videos, software, advertisements, names, logos and trademarks (if any), is owned by or licensed to ClearView and is protected by intellectual property rights.

The ClearView trade marks for financial services and products are registered by members of the ClearView group of companies. The ClearView trademarks may not be used or reproduced without the prior written consent of ClearView.

Unless otherwise expressly stated to the contrary or as prohibited under the Copyright Act 1968 (Cth) or other applicable laws or these terms and conditions, you may view this website using your web browser and save an electronic copy, or print out a copy, of parts of this website but only if you keep all content intact and in the same form as presented on this website (including without limitation all copyright, trademark and other proprietary notices and all advertisements). You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from this website.

Collection of information

We may gather, process and use:

  • information which you submit or otherwise provide when using this website, including your name, physical address, telephone number, e-mail address and any other details you provide; and
  • information regarding the manner in which you use this website, including, without limitation, navigational information and all information gathered as a result of the use of “cookies”. “Cookies” operate as tracing devices which are stored on your hard drive and identify you when you return to the website.

You agree:

  • that we may handle your personal information in accordance with our Information Handling Policy (refer to the link on this website) as amended from time to time; and
  • to comply with all applicable legislation in relation to the provision of and security of information including obligations under the Privacy Act 1988 (Cth).

General Conditions

The information contained on this website may not be accurate or up to date in all respects. ClearView does not warrant the accuracy or completeness of any information contained on this website. All information is subject to change without notice. ClearView does not guarantee that this website will be free from viruses, or that access to this website will be free from viruses, or that access to this website will be uninterrupted.

These terms and conditions are governed by the law in force in the State of New South Wales and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the terms and conditions.

These terms and conditions can be modified at any time by ClearView and you agree to continue to be bound by these terms and conditions as modified. ClearView will give you notice of these changes by publishing revised terms and conditions on this website. You accept that by doing this, such notice has been sufficiently provided.