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What is it?

Melanoma is a type of cancer that develops in the skin’s pigment cells (melanocytes). The role of these cells is to help protect the skin from ultraviolet radiation (e.g. sunlight).

In doing so they form a mole on the skin. Most moles are safe, however if they grow in an unregulated way or mutate, they can become a melanoma.

Melanoma can occur anywhere on the skin, even in areas that are not exposed to the sun (e.g. inside the mouth or on the soles of the feet.) It is the most serious form of skin cancer and can grow quickly. If undetected or untreated, it can spread to the lower part of the skin (dermis), enter the lymphatic system or bloodstream and spread to other parts of the body.

A staging system is used to determine the severity of the cancer and most appropriate treatment. Early-stage melanoma is generally treated through surgery but there is no mandated treatment for advanced melanoma whereby treatment will depend on the individual case.

Warning signs

Melanoma is another type of cancer that may have no obvious symptoms. The first warning sign is usually a change in an existing mole or the appearance of a new spot. A change may occur to the colour, size, shape or elevation (it becomes raised) or it may start to itch or bleed.

Keep in mind that moles will change over time and this is quite normal. Anything that is cause for concern should be examined by a doctor or skin specialist. They will use the ABCDE method to identify symptoms and make a diagnosis. This stands for A (Asymmetry), B (Border), C (Colour), D (Diameter) and E (Evolving).

Risk factors

Australia is blessed with a warm, sunny climate but the biggest cause of melanoma is exposure to ultraviolet radiation, in particular episodes of sunburn. The risk is also higher for people who have unprotected sun exposure, have a number of unusual moles, have weaker immune systems, a family history of melanoma in a first degree relative, have a fair complexion or have had a previous melanoma/non-melanoma skin cancer.

Protect yourself: Minimise risk

• The first step to protect yourself against melanoma skin cancer is to understand your risk factors.
• Check your skin regularly and see a doctor straight away if you find anything suspicious.
• Schedule an annual skin check with a doctor or skin specialist.
• Be SunSmart. Slip, Slop, Slap, Seek (shelter) & Slide (put on sunglasses).
• Stay out of the sun – particularly at the hottest part of the day or when the UV index exceeds 3. Avoid solariums.
• Be aware of your family history – find out if any relatives have been previously diagnosed.
• Knowing your risk, consider whether you have adequate insurance (e.g., life, trauma, total & permanent disability, income protection) to protect what you value most in life.



This article is intended to provide general information only and has been prepared without taking into account any particular person’s objectives, financial situation or needs (‘circumstances’). This information is not a substitute for independent professional advice. Before acting on such information, you should consider its appropriateness, taking into account your circumstances and obtain your own independent financial, legal or tax advice. You should read the relevant Product Disclosure Statement (PDS) before making any decision about a product. While all care has been taken to ensure the information is accurate and reliable, to the maximum extent the law permits, ClearView and its related bodies corporate, or each of their directors, officers, employees, contractors or agents, will not assume liability to any person for any error or omission in this material however caused, nor be responsible for any loss or damage suffered, sustained or incurred by any person who either does, or omits to do, anything in reliance on the information contained herein.

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